There are many reasons
to Go with PurposeSM.

  • Pay bills or shop online safely and securely
  • More than 130,000 reload locations in the U.S.
  • Transfer money easily to or from other accounts
  • Add up to two additional cards to manage family spending1

Your Purpose Card is accepted everywhere Visa® debit cards are accepted. Plus, there’s no credit check2 and it’s FDIC–insured3.

Want to get a Purpose Card? Find a location here.

Purpose Card Overview

Have all or a portion of your payroll or government payment checks automatically loaded to your Purpose CardSM with free* direct deposit.

  • Get paid up to 2 days faster*
    Your money is available as soon as it is deposited to your card account. There’s no waiting for a check to clear. And when you sign up for Anytime Alerts™, you’ll know the instant your money is available.
  • It’s safe and convenient
    Since your money is deposited electronically, there’s no risk of a check getting lost or stolen. Plus, no need to visit the bank or wait in line to cash a check.
  • Avoid check-cashing fees
    Direct deposit is free*. Pay NO check cashing or load fees for the checks you have direct deposited to your card account.

Signing up for direct deposit is easy – simply login and click on the Direct Deposit tab for instructions to enroll online, or call 1-866-226-1551 to enroll over the phone.

Purpose Card Direct Deposit

Account information and more, delivered to your mobile device.

Want to know the minute your paycheck is available? Or where the nearest reload center is? Our free1 Anytime Alerts™ text messages put all that information, and more, at your fingertips.

Once you sign up for Anytime Alerts™, simply text any of the following commands to 22622 to get immediate answers:

BAL Balance Inquiry – get information about your account balance.
LAST Transaction History – get the date, amount, and merchant name for your last transaction.
<ZIP Code> Reload Location Finder – get the location nearest to the zip code you enter.
CASH No-Fee2 Mobile Money Transfer – find out how to send funds to other cardholders2.
SEND Mobile Money Transfer – send funds to other cardholders.
DIRECT Direct Deposit Information – get the routing and account numbers.
DEP Deposit History – get details of the last seven deposits made in the past 30 days.
BILL Bill Payment – find out how to pay your bills with your card.
HELP Help Info – get a summary of available text commands.
STOP Unsubscribe from Alerts – immediately end all text alerts for the enrolled phone number.

Sign up for free1 text alerts and stay on top of your day-to-day finances.

Purpose Card Text Alerts

Earn cash back and other rewards just for using your Purpose CardSM 1.

Your Purpose Card can pay you back for many of your everyday purchases. The more you use your card, the more offers you’ll receive, and the more cash back you’ll get!

How It Works

  • Use your card for all of your everyday purchases.
  • Login to your account to see your offers. To activate them, just click the ones you like. (Need to create an account? Click here.)
  • Then, use your card to shop and redeem your offers.
  • We’ll keep track of the rewards you’ve earned. Then at the end of the following month, we’ll credit your card account automatically. It’s that simple.

Get your rewards today!

Purpose Card Rewards

Manage your finances on the go.

Stay on top of your day-to-day finances with our Purpose Card MobileSM App* on your wireless device. You can check your balance, view your transaction history and more anytime, anywhere.

Search for our Purpose Mobile App in the app store for your mobile device:

Mobile App

Manage family spending.

Get up to two additional cards* linked to your Purpose CardSM account. Share an account with your children or other family members. It’s a perfect tool to help manage expenses for your high school or college student.

Login to your account to order your companion cards.

Purpose Card Companion Cards

Upload a photo to personalize your Purpose CardSM or add an extra layer of security.

Use our PictureIt Card Creator to customize your Purpose Card with your favorite photo for just $4.95*. It can be a picture of a special event or memory with family or friends, or it can be a photo of yourself to help deter fraud if the card is lost or stolen.

To create a customized card, simply login to your account, go to the tab labeled ‘My Account’ and click on ‘My Prepaid Cards’ then ‘Design a Card’.

Purpose Card Customizable Card

Choose optional overdraft protection for your Purpose CardSM*.

To get started, enroll in direct deposit, have $200 or more direct deposited to your Purpose Card every 30 days, and you’ll be eligible to sign up for this optional service. (Other eligibility requirements apply.)

  • No overdraft fee if you reload your card within 24 hours from the first overdraft that caused your account to be negative.
  • No overdraft fee if you are overdrawn by $10 or less.
  • Alerts by text, e-mail or both if you overdraw**.
  • $15 fee per overdraft occurrence.
  • Limit of 3 overdraft fees charged per month.
  • Opt-in or opt-out at any time.
Purpose Card Overdraft

Move money to and from
your financial accounts
with Me-to-Me Transfers*.

With the power of FlashPay, Me-to-Me Transfers make it simple to move money to and from your Purpose Card account and your other financial accounts (such as checking).

Transfer Type Cost Speed
Inbound Standard Transfer FREE 3 business days
Inbound Fast-Track Transfer $3 each 1 business day
Outbound Standard Transfer $3 each 3 business days
Outbound Fast-Track Transfer $6 each 1 business day

To get started, login to your account, click on 'Add/Manage Money' then 'Me-to-Me Transfers'.

Purpose Card Me-to-Me Transfers